For Immediate Release
September 26, 2012
Catherine L. Bernhard, Senior Assistant Attorney General
NH Insurance Department Fraud Prosecutor
Consumer Protection and Antitrust Bureau
(603) 271-7973 x 235 (603) 271-2898
Attorney General Michael A. Delaney and NH Insurance Commissioner Roger A. Sevigny announce that on September 26, 2012, at the Merrimack County Superior Court, Randy Ekmarck of Pembroke, NH pleaded guilty to one Class B Felony Insurance Fraud. As part of a negotiated plea, Mr. Ekmarck received a sentence of twelve months at the House of Corrections, and a $2,000 fine, both of which were suspended for a period of one year. Mr. Ekmarck was placed on probation for one year and required to obtain a LADAC* evaluation and comply with any follow up recommendations.
On December 13, 2011, Mr. Ekmarck took out a personal articles policy with State Farm Insurance to cover his fiancé's diamond engagement ring. He filed a claim in February of 2012 claiming that the ring had been destroyed when it fell into the running kitchen disposal. Mr. Ekmarck failed to cooperate completely with the State Farm investigation, and the claim was denied. The matter was referred to the NH Insurance Department Fraud Unit for further investigation. The false story Mr. Ekmarck told State Farm to support his fraudulent claim was uncovered; the truth was he had pawned the ring to pay his expenses. The ring was located at Atlantic Traders in Chichester, NH.
This prosecution was collaboration between the NH Attorney General's Office and the NH Insurance Department. The Attorney General and the Insurance Commissioner remind consumers that fraudulent insurance claims affect all insurance consumers because the cost of insurance fraud is reflected in higher insurance premiums. The Insurance Department Fraud Unit receives referrals from insurance companies pursuant to RSA 417:28, and either in writing, on-line, or by phone from other agencies, consumers, or from any source.
*Licensed Alcohol and Drug Addiction Counselor
New Hampshire Department of Justice | 33 Capitol Street | Concord, NH | 03301