For Immediate Release
August 7, 2012
Catherine L. Bernhard, Senior Assistant Attorney General
Insurance Fraud Unit Prosecutor
Consumer Protection and Anti Trust Bureau
(603) 271-2898 or (603) 271-7973 x 235
Attorney General Michael A. Delaney and Insurance Commissioner Roger A. Sevigny announce that Jean C. Cadet of Manchester, NH pleaded guilty in the Hillsborough County, Northern District Superior Court, to a Class B felony Insurance Fraud. As part of the terms of the plea, Mr. Cadet received a sentence of six months at the Hillsborough County House of Corrections, and was fined $1,000. All of the sentence and the fine were suspended for one year upon good behavior and payment of restitution to Progressive Insurance Company.
Mr. Cadet reported to the Manchester Police Department and to his insurer, Progressive Insurance Company, that on May 6, 2011, his 2003 Volvo was stolen from outside his apartment on English Village Road in Manchester, NH. He reported that he was home all day and had no idea where his car could be or who could have taken it. The Volvo was recovered on May 8, 2011 in Revere Beach, MA. Based on damage to the engine, the vehicle was deemed a total loss. Mr. Cadet's statements to representatives of Progressive were investigated by the NH Insurance Department Fraud Unit. The investigation revealed that the Volvo was in such ill repair that it failed to pass inspection in March. The registration grace period during which repairs could be made to the car expired on May 7, 2011. On May 6, 2011, one day before the inspection rejection period was due to expire, Mr. Cadet drove the Volvo to Revere Beach and left it with a friend to get rid of and then reported the car stolen from the parking lot outside his apartment. Mr. Cadet said that he could not afford to make the necessary repairs and had hoped to use insurance proceeds to repair his car or purchase a different vehicle.
The prosecution was the result of collaboration between the Attorney General's Office and the NH Insurance Department Fraud Unit. The Fraud Unit was formed under RSA Chapter 417 to investigate and prosecute insurance fraud and other insurance-related criminal activity with the assistance of the NH Department of Justice.
New Hampshire Department of Justice | 33 Capitol Street | Concord, NH | 03301