For Immediate Release
June 15, 2011
Catherine L. Bernhard, Senior Assistant Attorney General
Insurance Fraud Unit Prosecutor
Consumer Protection and Anti Trust Bureau
(603) 271-2898 or (603) 271-7973 x 235
Attorney General Michael A. Delaney and Insurance Commissioner Roger A. Sevigny announced today the conviction of Kristopher Hobbs of Manchester, NH for the crime of insurance fraud. On June 15, 2011, a hearing was held at the Hillsborough County Superior Court for the Northern District at which Mr. Hobbs pleaded guilty to one Class B felony charge of insurance fraud against Progressive Northern Insurance Company ("Progessive Insurance"). Mr. Hobbs received a New Hampshire State Prison sentence of one to three years and a fine of $2000. The prison sentence and $1500 of the fine are suspended for three years upon Mr. Hobbs' continued good behavior.
On or about November 16, 2008, Mr. Hobbs' 2000 Chevy Blazer was damaged after it was driven off the road and into a body of standing water. On November 17, 2008, Mr. Hobbs contacted his insurer and learned that the insurance policy for the Blazer, which was listed in another's name, had lapsed for nonpayment of premium at the end of October. Mr. Hobbs contacted his insurance agent and arranged for a new policy with Progressive Insurance to cover the Chevy Blazer with coverage beginning on November 17, 2008 at approximately 5:00 p.m. Mr. Hobbs reported a claim for damage to his Chevy Blazer in the early morning hours of November 18, 2008. He reported that he had just had an accident during which he drove off the road and into a small pond. The claim was investigated by Progressive Insurance, which determined that Mr. Hobbs had provided a false account of the date and the facts surrounding the accident. When Mr. Hobbs was confronted that information, he withdrew the claim. Progressive Insurance referred the matter to the NH Insurance Department Fraud Unit for investigation.
The prosecution is the result of collaboration between the Attorney General's Office and the NH Insurance Department Fraud Unit. The Fraud Unit was formed under RSA 417 to investigate and prosecute Insurance Fraud and other insurance-related criminal activity with the assistance of the NH Department of Justice.
New Hampshire Department of Justice | 33 Capitol Street | Concord, NH | 03301