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News Release

For Immediate Release
April 8, 2009

Contact:
Attorney Catherine Tucker
(603) 271-7987

Indictment for Class A Felony Insurance Fraud

Attorney General Kelly A. Ayotte and Insurance Commissioner Roger A. Sevigny announced today the indictment of Crystal Polizzotti for Insurance Fraud relative to an automobile insurance claim.

Polizzotti, age 26, of Lowell, Massachusetts was indicted by the Hillsborough County (Southern District) Grand Jury on two counts of Insurance Fraud, under RSA 638:20. The indictments allege that on July 23, 2008, Polizzotti was involved in a car accident. According to the indictments, after the car accident, Polizzotti obtained an automobile insurance policy with Progressive Direct Insurance Company ("Progressive"), an insurer as defined in RSA 638:20, and this policy went into effect at 7:05 P.M. on July 23, 2008. The indictments allege that pursuant to this insurance policy, Polizzotti made a claim relative to damages arising from this car accident. The indictments state that on or about July 24, 2008, in the morning and again in the afternoon, Polizzotti spoke to an adjuster from Progressive over the telephone. During these telephone calls, according to the indictments, Polizzotti knowingly provided false or misleading information about the time of the accident in order to mislead the adjuster into believing that the accident occurred after the insurance policy went into effect. The indictments further allege that the value of the fraudulent portion of the claim for payment or other benefit was greater than $1,000.

Arraignment has been scheduled for April 9, 2009 at the Hillsborough County Superior Court in Nashua. The charges are class A Felonies, which carry a maximum penalty of 7½-15 years incarceration, a fine of $4000, or both.

Polizzotti also is charged with a third count of Insurance Fraud in the Hillsborough County Superior Court (Northern District). That indictment alleges that Polizzotti knowingly provided false or misleading information about the time of the accident in order to mislead an investigator from Progressive.

These indictments are the result of a joint investigation conducted by the Attorney General's Office and the Insurance Department Fraud Investigation Unit. Pursuant to RSA 417:23, the Fraud Investigation Unit was formed to investigate Insurance Fraud and other insurance-related criminal activity.


New Hampshire Department of Justice | 33 Capitol Street | Concord, NH | 03301
Telephone: 603-271-3658